{"id":160,"date":"2026-05-14T08:30:00","date_gmt":"2026-05-14T06:30:00","guid":{"rendered":"http:\/\/dummy.xtemos.com\/woodmart2\/elementor\/?p=160"},"modified":"2026-05-14T08:30:00","modified_gmt":"2026-05-14T06:30:00","slug":"how-to-build-your-first-monthly-budget-on-a-south-african-salary","status":"publish","type":"post","link":"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/how-to-build-your-first-monthly-budget-on-a-south-african-salary\/","title":{"rendered":"How to build your first monthly budget on a South African salary"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"160\" class=\"elementor elementor-160\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"wd-negative-gap elementor-element elementor-element-5d46ab5 e-flex e-con-boxed e-con e-parent\" data-id=\"5d46ab5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b800b01 elementor-widget elementor-widget-wd_text_block\" data-id=\"b800b01\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;highlighted_vertical_offset&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;highlighted_vertical_offset_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;highlighted_vertical_offset_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p>Most of us know what we earn but not where it goes. Ubuntuly shows your month in plain Rand, so you can see rent, groceries and taxi fares side by side. Start with one number you are happy to live on.<\/p><p><em>Set a small goal first. R200 a month into a savings jar adds up faster than you think, and it feels good to watch it grow.<\/em><\/p><h3>Check in every Friday<\/h3><p>Ten minutes on a Friday is enough. Open the app, look at what you spent, and move anything left over into your goal before the weekend starts. Small habits beat big plans every time.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8d71d9 wd-width-100 elementor-widget elementor-widget-wd_images_gallery\" data-id=\"c8d71d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_images_gallery.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-images-gallery photoswipe-images wd-carousel-container\" style=\"--wd-align-items:center; --wd-justify-content:center;\">\n\t\t\t\t\t\t\t<div class=\"wd-carousel-inner\">\n\t\t\t\t\t\t<div class=\"wd-carousel wd-grid\" data-scroll_per_page=\"yes\" style=\"--wd-col-lg:3;--wd-col-md:3;--wd-col-sm:1;--wd-gap-lg:30px;--wd-gap-sm:10px;\">\n\t\t\t\t\t\t\t\t\t<div class=\"wd-carousel-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-gallery-item wd-carousel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a  href=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/post-3-gallery-1-min.jpg\" data-width=\"450\" data-height=\"700\" data-index=\"1\" data-elementor-open-lightbox=\"no\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"700\" src=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/post-3-gallery-1-min.jpg\" class=\"attachment-450x700 size-450x700\" alt=\"post-3-gallery-1-min\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-gallery-item wd-carousel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a  href=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/post-3-gallery-2-min.jpg\" data-width=\"450\" data-height=\"700\" data-index=\"2\" data-elementor-open-lightbox=\"no\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"700\" src=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/post-3-gallery-2-min.jpg\" class=\"attachment-450x700 size-450x700\" alt=\"post-3-gallery-2-min\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-gallery-item wd-carousel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a  href=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/post-3-gallery-3-min.jpg\" data-width=\"450\" data-height=\"700\" data-index=\"3\" data-elementor-open-lightbox=\"no\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"700\" src=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/post-3-gallery-3-min.jpg\" class=\"attachment-450x700 size-450x700\" alt=\"post-3-gallery-3-min\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-gallery-item wd-carousel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a  href=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/post-3-gallery-4-min.jpg\" data-width=\"450\" data-height=\"700\" data-index=\"4\" data-elementor-open-lightbox=\"no\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"700\" src=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/post-3-gallery-4-min.jpg\" class=\"attachment-450x700 size-450x700\" alt=\"post-3-gallery-4-min\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-nav-arrows wd-pos-sep wd-hover-1 wd-icon-1\">\n\t\t\t<div class=\"wd-btn-arrow wd-prev wd-disabled\">\n\t\t\t\t<div class=\"wd-arrow-inner\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"wd-btn-arrow wd-next\">\n\t\t\t\t<div class=\"wd-arrow-inner\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84c0893 elementor-widget elementor-widget-wd_text_block\" data-id=\"84c0893\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;highlighted_vertical_offset&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;highlighted_vertical_offset_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;highlighted_vertical_offset_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<p>Good budgeting starts with honest numbers. Write down your salary, your fixed costs and the money that disappears on small things. Ubuntuly sorts these for you, so you can see the whole picture at the end of each month without a spreadsheet.<\/p><h3>Plan for the bumpy months<\/h3><p>School fees in January, a birthday in March, a petrol hike in June. Add them to your calendar inside the app and put a little aside each month. When the big bill arrives, the money is already waiting.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-5041c3a e-flex e-con-boxed e-con e-parent\" data-id=\"5041c3a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-94eb511 e-con-full e-flex e-con e-child\" data-id=\"94eb511\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-939496a elementor-widget elementor-widget-wd_image_or_svg\" data-id=\"939496a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_image_or_svg.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"wd-image text-left photoswipe-images\">\n\t\t\t\t\t\t\t<a  href=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-freelancer-s-tidy-home-desk-with-laptop-notebook-c-54916.jpg\"data-width=\"1024\" data-height=\"720\" data-elementor-open-lightbox=\"no\" aria-label=\"Image link\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"700\" src=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-freelancer-s-tidy-home-desk-with-laptop-notebook-c-54916-700x700.jpg\" class=\"attachment-700x700 size-700x700\" alt=\"Freelancer&#039;s tidy home desk with laptop, notebook, coin jar and envelopes for budgeting and saving for December\" srcset=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-freelancer-s-tidy-home-desk-with-laptop-notebook-c-54916-700x700.jpg 700w, https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-freelancer-s-tidy-home-desk-with-laptop-notebook-c-54916-150x150.jpg 150w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00057e0 elementor-widget elementor-widget-wd_text_block\" data-id=\"00057e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;highlighted_vertical_offset&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;highlighted_vertical_offset_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;highlighted_vertical_offset_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<h4 style=\"text-align: center;\">Thandi Mokoena, Khayelitsha<\/h4><p>I used to run out of money by the 20th. Now I set aside my stokvel amount the day I get paid, and I can see exactly what is left for groceries. Ubuntuly made it simple and I finally sleep better at night.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e870c8f e-con-full e-flex e-con e-child\" data-id=\"e870c8f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f821762 elementor-widget elementor-widget-wd_image_or_svg\" data-id=\"f821762\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_image_or_svg.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"wd-image text-left photoswipe-images\">\n\t\t\t\t\t\t\t<a  href=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-young-south-african-woman-at-a-table-planning-an-e-8c5eb.jpg\"data-width=\"1024\" data-height=\"720\" data-elementor-open-lightbox=\"no\" aria-label=\"Image link\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"700\" src=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-young-south-african-woman-at-a-table-planning-an-e-8c5eb-700x700.jpg\" class=\"attachment-700x700 size-700x700\" alt=\"Young South African woman at a table planning an emergency fund with a notebook, calculator and a jar of coins, in a bri\" srcset=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-young-south-african-woman-at-a-table-planning-an-e-8c5eb-700x700.jpg 700w, https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-young-south-african-woman-at-a-table-planning-an-e-8c5eb-150x150.jpg 150w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86eb352 elementor-widget elementor-widget-wd_text_block\" data-id=\"86eb352\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;highlighted_vertical_offset&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;highlighted_vertical_offset_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;highlighted_vertical_offset_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<h4 style=\"text-align: center;\">Pieter van Wyk, Paarl<\/h4><p>We started the Family Plan to teach the kids about saving. Each of them has a goal now, a bicycle or a school trip. Watching the bars fill up has turned pocket money into a real conversation at our dinner table.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-b677fb3 e-flex e-con-boxed e-con e-parent\" data-id=\"b677fb3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-52d6698 e-con-full e-flex e-con e-child\" data-id=\"52d6698\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-512aaf6 elementor-widget elementor-widget-wd_image_or_svg\" data-id=\"512aaf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_image_or_svg.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"wd-image text-left photoswipe-images\">\n\t\t\t\t\t\t\t<a  href=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/07\/ubuntuly-tidy-desk-with-notebook-pen-calculator-and-a-smart-8d774.jpg\"data-width=\"1024\" data-height=\"720\" data-elementor-open-lightbox=\"no\" aria-label=\"Image link\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"700\" src=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/07\/ubuntuly-tidy-desk-with-notebook-pen-calculator-and-a-smart-8d774-700x700.jpg\" class=\"attachment-700x700 size-700x700\" alt=\"Tidy desk with notebook, pen, calculator and a smartphone with a blank budgeting screen, set against a soft pastel blue\" srcset=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/07\/ubuntuly-tidy-desk-with-notebook-pen-calculator-and-a-smart-8d774-700x700.jpg 700w, https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/07\/ubuntuly-tidy-desk-with-notebook-pen-calculator-and-a-smart-8d774-150x150.jpg 150w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ae3aed elementor-widget elementor-widget-wd_text_block\" data-id=\"6ae3aed\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;highlighted_vertical_offset&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;highlighted_vertical_offset_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;highlighted_vertical_offset_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<h4 style=\"text-align: center;\">Aisha Patel, Durban<\/h4><p>As a freelancer my income jumps around. The app helped me split every payment into tax, bills and savings before I could spend it. Three months in, I have my first emergency fund and fewer sleepless nights.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-37bf1e1 e-con-full e-flex e-con e-child\" data-id=\"37bf1e1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60440c7 elementor-widget elementor-widget-wd_image_or_svg\" data-id=\"60440c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_image_or_svg.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"wd-image text-left photoswipe-images\">\n\t\t\t\t\t\t\t<a  href=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-close-up-of-a-hand-holding-a-smartphone-with-a-bla-d3aa8.jpg\"data-width=\"1024\" data-height=\"720\" data-elementor-open-lightbox=\"no\" aria-label=\"Image link\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"700\" src=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-close-up-of-a-hand-holding-a-smartphone-with-a-bla-d3aa8-700x700.jpg\" class=\"attachment-700x700 size-700x700\" alt=\"Close-up of a hand holding a smartphone with a blank screen beside rand notes and coins and a utility prepaid electricit\" srcset=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-close-up-of-a-hand-holding-a-smartphone-with-a-bla-d3aa8-700x700.jpg 700w, https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-close-up-of-a-hand-holding-a-smartphone-with-a-bla-d3aa8-150x150.jpg 150w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fb4899 elementor-widget elementor-widget-wd_text_block\" data-id=\"9fb4899\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;highlighted_vertical_offset&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;highlighted_vertical_offset_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;highlighted_vertical_offset_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<h4 style=\"text-align: center;\">Sipho Ndlovu, Johannesburg<\/h4><p>I paid off two clothing accounts in a year by using the debt tracker. Seeing the balance drop every month kept me going. I recommend Ubuntuly to anyone who is tired of guessing where their salary went.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-efb5ff7 e-flex e-con-boxed e-con e-parent\" data-id=\"efb5ff7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fff9f44 elementor-widget elementor-widget-wd_testimonials\" data-id=\"fff9f44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_testimonials.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"testimonials testimon-style-standard  color-scheme- testimon-with-rating testimon-align-left wd-carousel-container\" id=\"carousel-4673\">\n\t\t\t\t\t\t\t<div class=\"wd-carousel-inner\">\n\t\t\t\n\t\t\t<div class=\"wd-carousel wd-grid\" data-scroll_per_page=\"yes\" style=\"--wd-col-lg:1;--wd-col-md:1;--wd-col-sm:1;--wd-gap-lg:30px;--wd-gap-sm:10px;\">\n\t\t\t\t\t\t\t\t\t<div class=\"wd-carousel-wrap\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n<div class=\"testimonial wd-carousel-item\">\n\t<div class=\"testimonial-inner\">\n\t\t\t\t\t<div class=\"testimonial-avatar\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"110\" height=\"110\" src=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/post-3-testimonials-1-min.jpg\" class=\"testimonial-avatar-image\" alt=\"\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"testimonial-content\">\n\t\t\t<div class=\"testimonial-rating\">\n\t\t\t\t<span class=\"star-rating\">\n\t\t\t\t\t<span style=\"width:100%\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t<em>\"I downloaded Ubuntuly on a Sunday and had my first budget done by lunch. Now I know what I can spend on groceries, what goes to my savings goal, and what is safe to leave alone. It feels calm, not stressful.\"<\/em>\n\t\t\t<footer>\n\t\t\t\tNomsa Dlamini\n\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\tBudget Coach\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/footer>\n\t\t<\/div>\n\t<\/div>\n<\/div>\t\t\t\t\t\t\t\t\t\n<div class=\"testimonial wd-carousel-item\">\n\t<div class=\"testimonial-inner\">\n\t\t\t\t\t<div class=\"testimonial-avatar\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"110\" height=\"110\" src=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/post-3-testimonials-2-min.jpg\" class=\"testimonial-avatar-image\" alt=\"\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"testimonial-content\">\n\t\t\t<div class=\"testimonial-rating\">\n\t\t\t\t<span class=\"star-rating\">\n\t\t\t\t\t<span style=\"width:100%\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t<em>\"I downloaded Ubuntuly on a Sunday and had my first budget done by lunch. Now I know what I can spend on groceries, what goes to my savings goal, and what is safe to leave alone. It feels calm, not stressful.\"<\/em>\n\t\t\t<footer>\n\t\t\t\tPieter van Wyk\n\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\tBudget Coach\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/footer>\n\t\t<\/div>\n\t<\/div>\n<\/div>\t\t\t\t\t\t\t\t\t\n<div class=\"testimonial wd-carousel-item\">\n\t<div class=\"testimonial-inner\">\n\t\t\t\t\t<div class=\"testimonial-avatar\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"110\" height=\"110\" src=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/post-3-testimonials-3-min.jpg\" class=\"testimonial-avatar-image\" alt=\"\" \/>\t\t\t<\/div>\n\t\t\n\t\t<div class=\"testimonial-content\">\n\t\t\t<div class=\"testimonial-rating\">\n\t\t\t\t<span class=\"star-rating\">\n\t\t\t\t\t<span style=\"width:100%\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t<em>\"I downloaded Ubuntuly on a Sunday and had my first budget done by lunch. Now I know what I can spend on groceries, what goes to my savings goal, and what is safe to leave alone. It feels calm, not stressful.\"<\/em>\n\t\t\t<footer>\n\t\t\t\tAisha Patel\n\t\t\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\tBudget Coach\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/footer>\n\t\t<\/div>\n\t<\/div>\n<\/div>\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"wd-nav-arrows wd-pos-sep wd-hover-1 wd-icon-1\">\n\t\t\t<div class=\"wd-btn-arrow wd-prev wd-disabled\">\n\t\t\t\t<div class=\"wd-arrow-inner\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"wd-btn-arrow wd-next\">\n\t\t\t\t<div class=\"wd-arrow-inner\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"wd-negative-gap elementor-element elementor-element-b976bf8 e-flex e-con-boxed e-con e-parent\" data-id=\"b976bf8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05be6b3 elementor-widget elementor-widget-wd_text_block\" data-id=\"05be6b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;highlighted_vertical_offset&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;highlighted_vertical_offset_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;highlighted_vertical_offset_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"wd_text_block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"wd-text-block reset-last-child text-left\">\n\t\t\t\n\t\t\t<h3>Start where you are<\/h3><p>You do not need a big salary to build savings. You need a plan that fits your month. Pick one goal, such as a December holiday or a new fridge, and give it a name inside the app. Then decide how much to move each payday, even if it is only R50. Ubuntuly reminds you gently, tracks your progress and celebrates every step with you.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2af160 elementor-widget elementor-widget-wd_image_or_svg\" data-id=\"c2af160\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wd_image_or_svg.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"wd-image text-left photoswipe-images\">\n\t\t\t\t\t\t\t<a  href=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-freelancer-s-tidy-home-desk-with-laptop-notebook-c-54916.jpg\"data-width=\"1024\" data-height=\"720\" data-elementor-open-lightbox=\"no\" aria-label=\"Image link\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"720\" src=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-freelancer-s-tidy-home-desk-with-laptop-notebook-c-54916.jpg\" class=\"attachment-full size-full\" alt=\"Freelancer&#039;s tidy home desk with laptop, notebook, coin jar and envelopes for budgeting and saving for December\" srcset=\"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-freelancer-s-tidy-home-desk-with-laptop-notebook-c-54916.jpg 1024w, https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-freelancer-s-tidy-home-desk-with-laptop-notebook-c-54916-400x281.jpg 400w, https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-freelancer-s-tidy-home-desk-with-laptop-notebook-c-54916-768x540.jpg 768w, https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-freelancer-s-tidy-home-desk-with-laptop-notebook-c-54916-430x302.jpg 430w, https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-freelancer-s-tidy-home-desk-with-laptop-notebook-c-54916-700x492.jpg 700w, https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-content\/uploads\/2021\/08\/ubuntuly-freelancer-s-tidy-home-desk-with-laptop-notebook-c-54916-180x127.jpg 180w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Most of us know what we earn but not where it goes. Ubuntuly shows your month in plain Rand, so<\/p>\n","protected":false},"author":1,"featured_media":148,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[58],"tags":[74,88,85],"class_list":["post-160","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-saving-tips","tag-guide","tag-investing","tag-savings-goals"],"_links":{"self":[{"href":"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-json\/wp\/v2\/posts\/160","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-json\/wp\/v2\/comments?post=160"}],"version-history":[{"count":2,"href":"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-json\/wp\/v2\/posts\/160\/revisions"}],"predecessor-version":[{"id":35619,"href":"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-json\/wp\/v2\/posts\/160\/revisions\/35619"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-json\/wp\/v2\/media\/148"}],"wp:attachment":[{"href":"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-json\/wp\/v2\/media?parent=160"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-json\/wp\/v2\/categories?post=160"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/live.allanuxweb.com\/saas-landing\/mobile-app\/wp-json\/wp\/v2\/tags?post=160"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}