Blog
Tax-free savings accounts: what every South African should know
An emergency fund is money set aside for the unexpected. A broken geyser, a taxi strike or a sudden medical bill can hit any household....
Building an emergency fund one month at a time
Groceries are often the easiest place to find savings. Write a list before you leave home and stick to it. Compare unit prices, not onl...
Saving for December without starting January broke
Most households juggle rent, transport and groceries. Here is a simple way to see where your money goes.
How to pay off store cards and clothing accounts faster
A stokvel is a group of people who save together and take turns to receive the pot. It has been part of South African life for generati...
Planning for petrol and electricity price increases
Your first budget does not need to be perfect. Start with what comes in after tax, then list the bills that never move: rent, transport...
Ten ways to cut your grocery bill at the till
Groceries take a big bite out of most salaries. Write a list before you leave home and stick to it. Eat before you shop, because hungry...
Stokvels explained: running a savings group with your friends
Every household has bills that creep up quietly. Airtime, data, subscriptions and the small things you stopped noticing. Go through you...
How to build your first monthly budget on a South African salary
Most of us know what we earn but not where it goes. Ubuntuly shows your month in plain Rand, so you can see rent, groceries and taxi fa...
Budgeting tips for freelancers and side hustlers
Freelancing pays when the work comes in, not when the bills are due. That gap is where most side hustlers get stuck. Start by writing d...
